A subcontractor performed work and submitted completion documentation before a payment bond was issued by the surety. The subcontractor was never paid. The court ruled that payment bonds cover work performed before the bond's execution date, and that default occurs when payment is not made—not when work is completed. The case was remanded for trial, meaning the subcontractor has a viable claim against the surety even though the bond was issued after work began.
Payment bonds can cover work performed before the bond is issued—timing of bond execution doesn't eliminate coverage for prior labor and materials