A worker died on a Baylor University construction project. His family sued Austin Bridge for $17 million in negligence. Austin Bridge won on appeal because the project had an owner-controlled insurance program (OCIP) that covered all contractors and subcontractors, including Austin Bridge. Under Texas law, workers' compensation benefits are the exclusive remedy—meaning the family couldn't sue for negligence once they received death benefits from the OCIP policy.
If your project is covered by an OCIP that includes you as a subcontractor, you likely have an exclusive-remedy defense against negligence lawsuits from injured workers or their families.
Make sure you're actually listed and covered under any OCIP before relying on it as a defense. Coverage gaps can eliminate this protection.