Insurance requirement provisions in construction contracts require parties to maintain specified coverage and name other parties as additional insureds.
The cases below are organized by outcome and significance. Flagship cases represent the most-cited opinions that have shaped how insurance requirements clauses are interpreted in Texas courts.
A premises owner that contracts for work performance and provides workers' compensation insurance to contractors' employees qualifies as a statutory employer entitled to the exclusive remedy defense under the Texas Workers' Compensation Act.
A general contractor owes a duty of care to a subcontractor's employee for fall protection when it retains actual control over safety measures, and the evidence sufficiently supported findings of negligence and gross negligence.
Unambiguous contractual limitations periods in insurance policies must be enforced as written unless they violate law or public policy; judicial assessments of reasonableness cannot override clear contract terms.
89 opinions sorted by most cited
| CASE | CITATION | OUTCOME | CITES |
|---|---|---|---|
| Entergy Gulf States, Inc. v. Summers Texas Supreme Court | 282 S.W.3d 433 (2009) | enforced | 755 |
| Lee Lewis Construction, Inc. v. Harrison Texas Supreme Court | 70 S.W.3d 778 (2002) | enforced | 753 |
| Rory v. Continental Insurance Michigan Supreme Court | 703 N.W.2d 23 (2005) | enforced | 740 |
| American Trucking Associations, Inc. v. City of Los Angeles Court of Appeals for the Ninth Circuit | 559 F.3d 1046 (2009) | remanded | 595 |
| Gilbert Texas Construction, L.P. v. Underwriters at Lloyd's London Texas Supreme Court | 327 S.W.3d 118 (2010) | enforced | 493 |
| The Burlington Insurance Company v. NYC Transit Authority New York Court of Appeals | 29 N.Y.3d 313 (2017) | enforced | 486 |
| Continental Casualty Co. v. Rapid-American Corp. New York Court of Appeals | 80 N.Y.2d 640 (1993) | enforced | 434 |
| Rocor International, Inc. v. National Union Fire Insurance Co. of Pittsburgh Texas Supreme Court | 77 S.W.3d 253 (2002) | modified | 422 |
| Employers Mutual Casualty Co. v. Bartile Roofs, Inc. Court of Appeals for the Tenth Circuit | 618 F.3d 1153 (2010) | enforced | 396 |
| Getty Oil Co. v. Insurance Co. of North America Texas Supreme Court | 845 S.W.2d 794 (1993) | modified | 389 |
| Lamar Homes, Inc. v. Mid-Continent Casualty Co. Texas Supreme Court | 242 S.W.3d 1 (2007) | enforced | 344 |
| Travelers Insurance v. Eljer Manufacturing, Inc. Illinois Supreme Court | 757 N.E.2d 481 (2001) | remanded | 334 |
| Doerr v. Mobil Oil Corp. Supreme Court of Louisiana | 774 So. 2d 119 (2000) | modified | 283 |
| Fireman's Fund Insurance v. Maryland Casualty Co. California Court of Appeal | 65 Cal. App. 4th 1279 (1998) | enforced | 274 |
| Tesoro Petroleum Corp. v. Nabors Drilling USA, Inc. Texas Court of Appeals, 1st District (Houston) | 106 S.W.3d 118 (2003) | enforced | 267 |
| Transcontinental Gas Pipe Line Corporation v. Transportation Insurance Company Court of Appeals for the Fifth Circuit | 953 F.2d 985 (1992) | remanded | 199 |
| Truck Ins. Exchange v. VanPort Homes, Inc. Washington Supreme Court | 58 P.3d 276 (2002) | enforced | 185 |
| Truck Insurance Exchange v. VanPort Homes, Inc. Washington Supreme Court | 147 Wash. 2d 751 (2002) | enforced | 176 |
| Halliburton Energy Servs., Inc. v. Ironshore Specialty Ins. Co. Court of Appeals for the Fifth Circuit | 921 F.3d 522 (2019) | reversed | 171 |
| Northfield Insurance v. Loving Home Care, Inc. Court of Appeals for the Fifth Circuit | 363 F.3d 523 (2004) | enforced | 167 |